Unified North Credit CooperativePrivacy Notice
How we handle your information
Last updated 15 November 2026
Unified North Credit Cooperative (UNoCreCo) respects your privacy and follows the Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules. This notice explains what happens to your information when you visit www.unocreco.com and when you give us your details on paper.
When you visit this website
- No forms, accounts or cookies. This website does not ask for your name or contact details and does not place cookies on your device.
- Visit counts. Like every website, our hosting provider, Cloudflare, receives basic technical information when your device asks for a page: your IP address, your browser type, the page you opened and the time. We look only at totals made from these records, such as the number of visits, the pages viewed and the countries visitors come from, so we know how many people the site reaches. We do not use them to identify you, we do not sell them, and we do not use them for advertising.
- Nothing loaded from elsewhere. The fonts, pictures and code on this website come from this website itself. No other company's tracking tools, fonts, maps or videos load when you visit.
- Learn and Play. Everything you type in the activities stays on your device. It is not sent to us or saved.
- Links to other websites. Some pages link to other websites, such as copies of Philippine laws. Those websites have their own privacy practices.
When you apply or transact with us
Personal information you give us on our forms or at our offices is used only for your membership, savings, loans, benefits and the reports required by law. It is kept secure and shared only with authorized officers, or with government agencies when the law requires it.
Your rights
Under the Data Privacy Act, you have the right to be informed, to object, to access your personal information, to have it corrected, to have it erased or blocked, to data portability, and to be compensated for damages. You may also file a complaint with the National Privacy Commission.
Contact us
For questions or requests about your personal information, contact our Data Protection Officer, Karen Ann Etulle, at unifiednorthcc@gmail.com, or visit either office from Monday to Friday, 9:30 AM to 5:00 PM.
Main office: No. 75 Lourdes Subdivision (Middle Rd), Lourdes Proper, Baguio City, CAR. Satellite office: 4/F Rooftop, No. 38-L, Maharlika Livelihood Complex, cor. Abanao and Magsaysay Avenue, Baguio City.